PRIVACY & TERMS OF USE

Terms of Use
The following terms and conditions of use apply to all users of Trust Company of Oklahoma’s Website trustok.com in its entirety. By using this Website, you signify your assent to these terms of use as detailed more fully in the following sections. If you do not agree to these terms of use, please do not access the Website. We reserve the right, at our discretion, to change, modify, add or remove portions of these terms at any time.

No Warranty
The information on this Website (including text, graphics and functionality) is presented “As Is” and “As Available” without express or implied warranties including, but not limited to, implied warranties of non-infringement, merchantability and fitness for a particular purpose. We expressly disclaim any liability for errors and omissions regarding the information and materials contained in the Website. Due to the nature of the Internet, we cannot guarantee the accuracy or completeness of the information contained in this Website, information provided via this Website, or its/their suitability for any purpose.

Copyright
The entire content (including text and “brand identity” attributes) of this Website is the copyright of The Trust Company of Oklahoma (TCO), or other third party providers. Any commercial use of such content requires the prior written permission of TCO, which consent may be withheld in its sole discretion. All rights are reserved.

Viruses
Because of the existence of computer viruses or other malicious software and programs affecting the internet and electronic transmission of information, users should be aware of and take precautions to prevent viral contaminations, infections or infiltration of their system. Users have the responsibility to scan any and all downloaded materials received from the internet. We are not responsible or liable for any damage or loss caused by such hazards.

Security and E-mail
We welcome e-mail correspondence. However, internet and e-mail communications may not be confidential. It is possible that information transmitted to us may be read or obtained by other parties. In an attempt to protect your privacy, our e-mail responses do not include personal account information such as social security numbers or account numbers and we advise you to not include such information in any non-secure, non-encrypted transmission. In accessing account information via this Website, please review the privacy and security policies attached to that account access website you are signed into. Please keep any and all userids and passwords confidential and secure.

Personal Data
The Trust Company of Oklahoma does not disclose, sell or otherwise release personally identifying information about our Website users to any other site or business not affiliated with TCO unless required by law or due to suspected attempts to bypass our Website security in order to gain unauthorized access to the Website or other TCO related systems. TCO will collect user information in order to respond to inquiries by the user or when knowingly supplied by the user. TCO may also collect information on user Website access in an aggregated, anonymous manner for internal traffic analysis purposes. TCO does not collect identifying information or collect data in the form of cookies.

Informational Content
No information on this Website shall be construed as an offer to buy or sell securities. Nothing contained herein shall be construed to be investment advice. Nor should any information be considered tax or legal advice to be acted upon. For purposes of Circular 230 and unless expressly stated otherwise above, nothing contained in this message was intended or written to be used or may be relied upon or used by any taxpayer for the purpose of avoiding penalties that may be imposed on the taxpayer under the Internal Revenue Code of 1986, as amended, or promoting, marketing or recommending to another party any transaction addressed herein.

Linked Sites/Frames/Use
This Website may provide links to other sites for your convenience in locating related information and services. We do not maintain all of these other sites and have no control over the organizations that maintain these sites or the information, products or services these organizations provide. Although we believe that the information from these organizations is reliable, we cannot guarantee their accuracy, completeness or suitability for any purpose. Accordingly, we expressly disclaim any responsibility for the content of these other websites, the accuracy of the information on these websites and/or the quality of products or services provided by the organizations that maintain them. We do not recommend or endorse these organizations or their products or services in any way.

You are prohibited from linking to this Website or any TCO-related site from any other internet site, from framing any of the materials on this Website, and/or from suggesting any affiliation or endorsement between us, without our prior written authorization. You may download and print copies of the material contained in this Website exclusively for your own use and in accordance with these terms and conditions. However, you are prohibited from selling; distributing; copying, amending; modifying; posting; transmitting; uploading; or similar action regarding the material in this Website including: graphics; text; content; logos or the like. Further, you are prohibited and will be responsible for any and all of your unlawful use of this Website.

Limitation of Liability
Under no circumstances including, but not limited to, negligence, shall we be liable for any direct or indirect, incidental, special or consequential damages that result from the use of, or the inability to use, the materials in this Website, even if we or our authorized representatives have been advised of the possibility of such damages. In no event shall our total liability to you for all damages, losses, and causes of action (whether in contract, tort or otherwise) exceed the amount paid by you, if any, for accessing this Website. You are solely responsible for your decision to use this Website. You shall indemnify and hold us harmless from and against any and all claims, damages, liability and/or costs relating to your or your agents use of this Website.